Portfolio Analyst

About the role

The Portfolio Analyst prepares credit applications and reviews for new and existing borrowing relationships, provides day-to-day support for the team's clients and supports the team's Relationship Managers. The role works closely with the client Relationship Manager to gather information and assess the client's financial position.

Key responsibilities

• Finish credit reviews and applications in a timely manner and to an acceptable standard.
• Maintain client satisfaction through everyday interaction and support clients and follow up on pending documents with Legal, Sharia, CAD and clients.
• Assist Relationship Managers in developing existing relationships and forming new ones, and help process credit applications within 3 days of receiving the required information, never beyond 7 days.
• Gather client information and prepare credit assessments covering Character, Collateral, Capacity to Repay, Cash Flow and Transaction Structure, in line with the KFH Corporate Bank format.
• Ensure annual reviews and new credit applications assigned by the RM/RH are handed over at an acceptable quality standard.
• Prepare reports assigned by management, including daily, weekly and monthly team reports.
• Close requests and customer inquiries accurately within 2 days and maintain proper filing of credit applications, correspondence, security documents and financial statements.

Required profile

• Bachelor's degree in finance, Business Administration, Economics, Risk Management or a related field.
• Professional Credit Certificate preferred.
• At least 0-2 years of relevant experience in credit risk management, preferably in wholesale banking or a financial institution.