KYC Specialist – Customer Due Diligence

About the role

We are looking for a KYC Specialist to lead the Customer Due Diligence process for new and existing bank clients. The role acts as the first line of defence against money‑laundering, terrorist financing and other illicit activities, ensuring that all onboarding and periodic reviews meet regulatory standards.

Key responsibilities

• Perform Customer Due Diligence (CDD) for low‑ and medium‑risk clients and Enhanced Due Diligence (EDD) for high‑risk clients.
• Collect, review and analyse identification documents, financial statements, bank statements, income proofs, licences and ownership structures to verify client identities.
• Classify customers into risk categories (low, medium, high) and determine the appropriate level of KYC scrutiny.
• Monitor client transactions for suspicious patterns and raise Unusual Activity Reports (UAR) when needed.
• Ensure compliance with banking laws, AML regulations, data‑privacy and record‑keeping requirements.
• Stay updated on regulatory changes and adjust processes accordingly.
• Collaborate with Relationship Managers, Customer Service Executives and other internal stakeholders to resolve KYC issues.
• Validate high‑risk KYC memos for submission to Compliance and proactively contact clients to complete pending KYC renewals.

Required profile

• Experience in KYC, AML or related compliance functions within a banking environment.
• Strong knowledge of customer identification, risk assessment and regulatory reporting requirements.
• Excellent analytical abilities and attention to detail.
• Ability to work with internal teams and external clients to gather and verify documentation.

Required skills