Credit Risk Manager

About the role

We are seeking an experienced Credit Risk Manager to lead the identification, assessment, monitoring and mitigation of credit risk across our lending and financing activities. The role will develop risk strategies, strengthen governance and ensure sound credit decisions while complying with regulatory and internal policy requirements.

Key responsibilities

• Develop and implement credit risk management frameworks, policies and procedures.
• Evaluate credit proposals, financial information and risk assessments to support informed decisions.
• Monitor portfolio performance, identify emerging risks, trends and concentrations.
• Conduct credit risk analysis, portfolio reviews, stress testing and scenario analysis.
• Establish and monitor credit risk limits, risk appetite and key risk indicators.
• Review and enhance credit approval processes, underwriting standards and risk controls.
• Collaborate with business units to balance growth objectives with sound risk management.
• Prepare credit risk reports, dashboards and portfolio analyses for senior management and governance committees.
• Ensure compliance with regulatory requirements, internal policies and industry best practices.
• Support internal and external audits, regulatory reviews and risk assessments.

Required profile

• Bachelor’s degree in Finance, Banking, Accounting, Economics, Business Administration, Risk Management or a related discipline.
• Strong understanding of credit risk management, financial analysis, lending principles and portfolio management.
• Knowledge of financial statements, credit assessment methodologies and risk modeling concepts.
• Familiarity with banking regulations, credit policies and enterprise risk management frameworks.
• Excellent analytical, quantitative and problem‑solving abilities.
• Effective communication, presentation and stakeholder management skills.
• Professional certifications such as FRM, CFA, PRM, CPA or equivalent are an advantage.

Required skills

• Microsoft Excel
• Financial analysis tools
• Risk reporting systems